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Pankaj Ranchod – Non-executive Director; Chairman, Audit Committee

Chartered Accountant

Non-executive Chairman of South African Bank of Athens Ltd

Non-executive Director of AIG SA Ltd and AIG Life SA Ltd

Non-executive Director of Professional Provident Society Holdings Trust and Professional Provident Society Insurance Company Ltd (PPS)

Previously Executive Head of Director of Strategy and Finance for Home Loans at Standard Bank and Director of Insurance Services at Santam